Welcome to EKM Solutions. By using our website and services, you agree to comply with and be bound by the following terms and conditions. These terms govern your use of our website, loan products, and related services.
At EKM Solutions, we are committed to delivering transparent, reliable, and fast financing solutions. We strive to make the borrowing process as straightforward as possible by providing clear loan terms, competitive rates, and responsive customer support. Please review these terms carefully before using our services.
To be eligible for our loan products and services, applicants must meet specific criteria to ensure that we can responsibly lend while offering competitive and fair financing. You must be at least 18 years of age and a legal resident of the United States. Additionally, applicants must have a valid Social Security number or taxpayer identification number and meet our minimum credit and income requirements, which may vary depending on the type of loan or credit product you are applying for.
At EKM Solutions, we assess your eligibility based on a variety of factors, including your credit history, income stability, and ability to repay. Meeting these criteria does not guarantee loan approval, as all applications are subject to further verification and review by our underwriting team. Our goal is to provide financing solutions that best suit your financial circumstances.
Once your application is submitted, we will verify your information and credit history. EKM Solutions reserves the right to approve or deny any loan application based on our internal criteria. Loan offers, rates, and terms may vary based on the applicant’s creditworthiness.
All loans provided by EKM Solutions are subject to fixed monthly payments. The loan term, interest rates, and repayment schedule will be clearly outlined in the loan agreement provided upon approval. There are no prepayment penalties.
Any applicable fees (such as origination or late payment fees) will be disclosed upfront in your loan agreement. EKM Solutions strives to offer transparent pricing, with no hidden fees.
We value your privacy and will protect your personal information in accordance with our Privacy Policy. Your data is only used for processing loan applications and servicing your account, and will not be shared with third parties without your consent unless required by law.
EKM Solutions reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on this page, and continued use of our services after such changes constitutes your acceptance of the new terms.
These Terms and Conditions are governed by the laws of the State of South Carolina. Any disputes arising from your use of this website or our services will be handled in accordance with the jurisdiction of this state.
At EKM Solutions, we are committed to providing fast, reliable financing tailored to meet your needs. With flexible terms, transparent processes, and a customer-first approach, we make securing your next auto loan or personal loan simple and stress-free. Your financial goals are our priority